If you are one of those who is now staring at your credit card bill and wondering how to go about it, here is the way out.
Money is a touchy topic for most of us. Money fights between couples are all about control and freedom. Keeping the communication channels open and respecting each other's attitudes can help couples manage finance better.
The principles and lessons of Ramzan are not just applicable to Muslims, but contain the wisdom that can help one and all whether in life or with one's finances.
Gandhiji inspired the nation to believe in their dream. He continues to be an inspiration to each one of us by making us believe in our dreams. Make that home loan work for you and don't give up till you sign on the dotted line for owning your dream home.
Here are some of the common mistakes that most home buyers make when it comes to home loans and how to avoid them.
These tips will keep you away from dark nights after Diwali
Let not the smartness be confined only to your phone... Transfer it to borrowing too! Here's how
Life hacks to get your financial situation under control
A top-up loan could come to your rescue in an emergency. Here's why
If you have a CIBIL score that is below the satisfactory level of 750, make a resolution this day of spring to enhance your CIBIL score. Here are some ideas that will give your CIBIL score a boost.
Some simple tips can help you in better understanding of your CIBIL Report.
Here's the formula and it is not too difficult to implement.
To ease the process of decision making while buying a house, we have put together important factors you need to consider.
Do not panic if you have a poor credit score. Do not live with the fear of having an important loan rejectd by the lender because of a poor credit score. Here's the solution for your woes
Here are the many pros and some cons of going for such an arrangement
Make your 'dream-home' dream come true
Couples, who plan money together, stay together and get rich together!
Follow these tips to get ready to celebrate with sweets and kites with your friends and family in your new house next Pongal.
While you are busy making modaks and cleaning the house to welcome Ganesh, here's what you can learn from the Lord of Wisdom about money, says Rajiv Raj
Guaranteeing a loan requires careful analysis before making the decision; you should not guarantee a loan just because a friend or acquaintance has asked you to do so, warns Rajiv Raj
Yes, it is possible to turn your dreams into reality.
After two surprising, successive rate cuts in January and February 2015, RBI governor Raghuram Rajan decided not to reduce them further in his first policy announcement in the new financial year. Is he playing spoilsport for consumers of homes and cars?
Because a settled account will do more damage to your credit history than you can imagine.
Here are five things that fraudsters are likely to say or do that should set the alarm bells ringing in your head.
Don't hit the buy button as soon as you hear of the next BIG online sale this Diwali. Here are some very important lessons -- in the light of how some online shoppers felt cheated after Flipkart's 'Billion Day Sale' -- that could save you time, money and peace of mind, says Rajiv Raj!
Answers to six commonly asked questions about CIBIL score that will help clear your confusions
A fall in home loan rates since last September as well as a few provisions in the Union Budget 2016-17 are working in favour of the home buyers, says Rajiv Raj
Just in case you have surplus funds and are thinking about it, here are some pros and cons you must know...
Before taking the plunge and being a co-applicant, make sure that you are aware of the rights and responsibilities that come with it!
Not being aware of your spending patterns or going overboard with your festive season spends on your credit card can land you in serious trouble later.
With unlimited youthful energy, a capacity to earn more and wonderful years ahead of them, students definitely need to learn about handling money matters early in life. Here's a good starting point
How should you, as a consumer, be prepared for a rate cut, if any? Read on to find out more.
While we are slowly moving towards a future where using hard cash will be obsolete, it is indeed a wise idea to start using E-payment cards for pocket money. We need to keep up with the times while we follow our children into the future.
Here are some great books on personal finance and wealth creation that tell you all about how to avoid a debt trap and transform the way in which you handle your finances.
A woman can do many wonderful things if she wishes to, and one of them is to grow her money.
Applying for a home loan may seem scary if you go into the process unprepared, but if you have braced yourself well in advance and follow these steps you will find that getting your home loan application approved is a breeze.
